Credit-first banking to run your business.
Spend, pay with credit or debit, earn 1% cashback.
Use cases
Meet FinBridge.
Credit+Card+Account
In one place.
Credit
One limit, many use cases.
Card
Issue cards to your team. Set the controls.
Account
Your account, powered by Finny AI.
How it works
Apply, pay, earn.
Apply in 5 minutes, online
Connect your business bank account and we read your trading to set your limit. No branch, no paperwork, no six-week wait.
Pay with credit or debit
Pay any bill from your account, your credit limit, or both in one payment. A £50,000 invoice no longer waits on a £25,000 balance, and you see the split and what it costs before you send.
Earn 1% cashback
On everything you put on the card: stock, ads, software, couriers. In a shop or online, the spend you already do starts paying you back.
Why FinBridge
Credit that fits a business your size.
Built for your size.
Your limit is set from your trading, not a fixed band, so it's big enough to say yes to the order, and grows as you do.
Instead of a card sized for corporates, or capped at a few thousand.
Fast approval.
Apply online in 5 minutes. We read your trading instead of asking for accounts, so you're not waiting weeks for an answer.
Instead of branch appointments and a pile of paperwork.
Real credit.
A flexible limit you can pay off in full or carry when cash is tight, on the card or straight to your suppliers.
Instead of a charge card you must clear every month.
Frequently asked questions
Is this a real credit card, or a charge card?
A real credit card. Pay the balance in full each month, or carry part of it when cashflow is tight. You choose, not us.
Do I need a personal guarantee?
We'll show you whether one is needed, and exactly what it covers, before you accept any offer. Full terms at launch.
Will applying affect my credit score?
We're building the application so you see your likely limit before any check that could affect your score. Details at launch.
Who can apply?
UK limited companies that are already trading. We read your business account to set your limit, so you'll need some trading history in it.
How quickly will I get a decision?
Applying takes about 5 minutes, online. We read your trading rather than asking for accounts, so we're building for a decision in minutes. Exact timings at launch.
How much credit will I get?
Your limit is set from your trading, not a fixed band, and can grow as your business does.
What does it cost?
No surprise fees dressed up as services. Before every payment you see what the credit part will cost, in pounds. Rates and fees are published at launch.
Can I draw cash from my limit?
Yes. Move money from your credit limit into your business current account when you need cash rather than a card payment. It draws on the same limit as everything else.
Can I get cards for my team?
Yes. Issue cards to the people who spend, each with its own limit and controls, and see every purchase as it happens.
Is FinBridge regulated? Who issues the card?
FinBridge is a financial technology company. The card is issued by regulated UK partners; partner and licence details at launch.
When can I get it?
We're building the pilot now, UK-first. Join the waitlist to be first in line.
Get the credit your business already earned.
We're building FinBridge now, UK-first. Join the waitlist and be first in line when we launch.
Join the waitlistCredit is subject to status and affordability. Terms apply.
FinBridge is a financial technology company.